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If you are using paypal for online payments then the Personal account will enough for you, otherwise if you are planning to have an online store you should get the Premier account. Anyway, if you are living in the Philippines like me, even if you have upgraded your account to Premier account, you would still not able to receive any money, maybe just for now.
You may also Apply for the Expanded Use option for just $1.95 to remove your account spend limit, don't worry the $1.95 amount will be refunded after making your first paypal purchase. You will need to enter the 4-digit number on your credit card statement just before the word PAYPAL to verify the use of the Expanded Use option.
; "Mostly Harmless")
; "Dragonball Evolution Movie")
; "Life the Universe and Everything")
; "The Restaurant at the End of the Universe")
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; "Angels And Demons")
; "StarCraft: Brood War")
; "Eagle Eye")
; "Linksys Compact Wireless G USB")
; "We Sing, We Dance, We Steal Things")
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